Thu. Oct 10th, 2024
WB Student CreditWB Student Credit

WB Student Credit Card program 2024: Register Online for WB Student Credit Card Program. WB Credit Card education low interest loan application and requirements. West Bengal Credit Card allows you to get an education credit of up 10 lakhs. WB candidates Credit Card Program provides a complete list of the required documents as well as courses that are eligible for WB Student Credit Card Program.

Also Read: UP Scholarship status 2024 : Login to Apply for Pre- and Post-Matric Scholarships

West Bengal Government has announced the WB Student Credit Card. Candidates from both schools and colleges can apply for this card. Candidates can receive a bank loan up to 10 lakhs rupees for an education.

STUDENT CREDIT CARD

Here you can get all the details about West Bengal candidates’ credit card. You can find out about eligibility, the maximum amount you can pay and how to register for this Program. Download the application form for the WB Candidate credit Card. Candidates Credit Cards: Rates of Interest and benefits.

Also Read: ONGC Scholarship 2024: Full Funding, Apply Online

Through wbscc.wb.gov.in, students who qualify can apply for the Education WB Loan as well as candidates’ Credit Cards.

Table of Information for WB Student credit Card Program 2024

This program helps candidates to complete their education.

Application NameWest Bengal Student Credit Card
Application TypeLearn Loan
PaymentRs 10 lakhs
Rate of Interest4%
Eligible CoursesThere are many types of diplomas, including HS, UG and PG.
Application modeOnline 
Websitewbscc.wb.gov.in
Table of Information for WB Student credit Card Program 2024

West Bengal Candidates’ Credit Cards Program is primarily focused on these missions.

  • This program can help candidates get financial aid towards their college education.
  • Education loans with low rates of interest are available.
  • A mortgage is not required by banks to give financial help or provide education loans.
  • Assistance with fees for coaching in Engineering, medical or law and IAS.
  • Purchase of Books, Laptops, Tablets and Equipment etc.
  • West Bengal candidates credit cards program is open to all students.

Eligibility criteria for WB Student credit card program 2024

You must check your eligibility to register online for West Bengal Candidates Credit Card.

This information is available at the WB Candidates Credit Card Program site, wbscc.wb.gov.in.

  • The family of the candidate, or he himself has been residing in West Bengal at least for 10 consecutive years.
  • If you want to qualify for the loan program, then you need a grade IX from any recognized Board.
  • They pursue high-school, undergraduate and postgraduate studies including a professional degree or diploma, as well as research and other courses.
  • Candidate credit cards are now available to candidates at school, college, university and other education institutions like IIT IIM IISc IIEST Business School.
  • The coaching institutes have candidates preparing to take different competitive examinations, such as Engineering / Medical / Law IAS IPS & WBCS / SSC.
  • Indians who have studied abroad are also eligible to apply under the candidates credit card program.
  • For this loan you need to be 40 or older.
WBSCS

West Bengal applicants for the Student Credit Card 2024 program are not allowed to enroll in their distance-learning courses. The WB Student Card Program is scheduled to run until 2024.

WB Student Credit Card Program 2024: Details

West Bengal candidates Credit Card Program. Here are a few details that you must know. You can find out more about how to pay, what the interest rate is, and where the candidates will be deposited.

  • A maximum loan amount of Rs.10 lakhs is available.
  • The interest rate for each loan payment shall be 4% per annum.
  • This loan is for the WB Credit Card Program and has a fifteen-year payment period.
  • Payments made in advance are exempt from any fees, penalties or charges.
  • Loan repayments will be made in EMI mode.
  • Up to the approved loan payment, candidates will receive a Life Cover and Life Insurance. You will have your loan deducted of the insurance premiums.
  • The institution does not need to issue an NOC.
  • Credit Card Program candidates allows you to request a loan anytime during your course.
  • WB Candidates’ Credit Card doesn’t require that you achieve a particular percentage.

Document Required for the WB Student credit Card Program, 2024

West Bengal Candidates credit card applications can be completed online. Candidates must scan and attach the following documents to their online registration.

WB Student Credit Card Program
  • Color Photographs of the Applicant
  • Coloured photo of the legal representative, co-borrower or both
  • Signatory candidates
  • Signature of the co-borrower/guardian
  • Aadhaar Card
  • Class 10 Board Certified Certificate
  • A voter’s identification, Aadhaar (or the Aadhaar) number or that of a coborrower as well a guardian will prove their residence at a particular address.
  • The receipt of current registration for courses
  • It is important to keep your receipts for both the course fee and tuition.
  • Candidates and their Declarations as Perscribed
  • Declaration in prescribed format (or co-borrower PAN) or declaration on prescribed form.

Upload documents in the PDF format. Maximum file size is 400 kb, minimum 100 kb.

Online Applications

Candidates that are eligible for the program can register online. Candidate must provide personal data, academic and contact information along with scanned documents.

Following is the step-by-step description for West Bengal candidate credit card study loans. For more information, please review the registration process before registering.

Step 1:Click the “candidates register” option. You must fill in the “Candidate Registration” form with basic personal information and your current study course.

The second step is If you have completed the registration, your unique ID will be sent straight to your cell phone. Use the unique ID for future references.

Step 3 : Login using your WBSCC User ID and Password. You can find the list of required activities in the Candidates Credit Cards Dashboard.

On the Dashboard click on ” Register Now”. Then fill out the application. Please enter all the personal details including your co-borrower, home address, information about income and course as well details on both applicant’s bank accounts.

Step 5 : Uploading the necessary documents to your application. Submit your completed application for verification.

Complete the West Bengal Candidate Credential Card Application online. You might be requested to send your WBSCC and documents in hard copy by the HOI. Please contact your HOI.

Status of the WB Student credit card program 2024

Credit Card. With the Application ID or Password, you can track your application status online. Check out the expected delivery date of your candidate card.

  • Visit the West Bengal Candidate Card official website (wbscc.wb.gov.in).
  • Please use the Application ID (ID) or Password.
  • Check the status of applications using your dashboard.

Various types of status messages

The Candidate Application for Credit Card Dashboard contains a wide range of messages. They are explained here.

  • Submission for HOIYou will receive this message after submitting an online application. Your application was sent to the Institution head.
  • Your application will be rejected if your current HOI returns to reject it. If you want to edit your application before submitting it, that’s fine.
  • Department of Higher Education Department sends application The Higher Education Department gets the approved request and forwarded to HOI for verifying.
  • HED transmits an application to Bank: HED signs the form and then sends it along to the Bank in order to issue the candidate credit Card.

Information about the Student Credit Cards Program of 2024

WBSCC offers a support team to candidates. If you have any queries or help regarding West Bengal Candidates Credit Card call 1800-102-8014 or email at support-wbscc@bangla.gov.in mentioning your problem. To find out more, please visit the WB Candidates Credit Card site at www.wbscc.wb.gov.in. Contact your school, university, or college to find out more about WB Student Credit Card Program.

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